Mortgage Rates Today

Who Has Lowest Mortgage Rates

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But 10 years into an economic recovery, American interest rates are already low by historical standards. The drop since.

The average 30-year fixed mortgage rate is 3.81%, unchanged from a week ago. 15-year fixed mortgage rates rose 5 basis points to 3.20% from 3.15% a week ago. Additional mortgage rates can be found.

The best time to get a 30-year mortgage is when interest rates are low. Interest rates tend to fluctuate significantly over time. Recently average 30-year rates were below 4%, but prior to the recession were above 6% and were as high as 18.45% in October of 1981.

5-Year Fixed-Rate Historic Tables HTML / Excel Weekly PMMS Survey Opinions, estimates, forecasts and other views contained in this document are those of Freddie Mac’s Economic & Housing Research group, do not necessarily represent the views of Freddie Mac or its management, should not be construed as indicating Freddie Mac’s business prospects.

And with the 30-year mortgage rate dropping to 3.60%. such as the ones comprised of loans with low loan balances, have.

Likewise, if interest rates have been rising steadily in recent weeks, choosing to initiate a mortgage may leave you with an inordinately high rate that could have been avoided had you waited a.