Mortgage Rates Today

Is 4.25 A Good Mortgage Rate

This is Old News when rates were higher than today.Per CNNMoney.com Lowering Mortgage Rates to 4.5% may not be the answer to saving the real estate market. While Treasury officials are not saying, lobbyists said Thursday it is aimed at reducing rates to 4.50%. The 4.5% rate would only apply to peope buying homes, not refinancing.

Getting approved for a mortgage is simpler and faster than it used to be, so your decision to refinance should be based on finances, not emotions. In general, you should refinanance if.

(This is good for mortgage rates. In general, it’s better for rates when gold rises, and worse when gold falls. Gold tends to rise when investors worry about the economy.

– Is it a good idea to use a mortgage refinance loan to pay down. decades on the $10,000 borrowed to repay your personal loan – even with a mortgage interest rate of 4.25%. As you can see, the long. mortgage rates: Yep. Lows of Year – Today is just as good a day as June 8th to lock. That is unless you’re waiting for 4.25% (still).

Federal Discount Rate Today Besides the federal funds rate, the Federal Reserve also sets a discount rate, which is higher than the target fed funds rate. The discount rate refers to the interest rate the Fed charges banks that.

It’s also an inauguration year, which could be good news for mortgage rates. Bonus: Redfin, which just launched a mortgage company, expects the 30-year fixed to go "no higher than 4.3 percent" this year, which is in line with some of the other predictions.

Can I negotiate mortgage rates and how to get the best rates When such breaks occur near the lowest rates in months, it’s a good sign. in an even bigger way, mortgage rates could be pulled (higher) along for the ride. Today’s Most prevalent rates 30yr fixed.

 · Carole Ferraud, 64, credits good financial advice and years of prudent habits for helping her and her husband, Fay Sanford, 70, recently qualify for a mortgage.

Have you looked into 15 year loans – they have a lower interest rate. A 30 year mortgage on $70,000 at 4.75% would be about $365/month. A 15 year mortgage at 4.25% would increase the payment to $525 a month, but you would be done paying for it in half the time.

a 30-year conventional high-balance at 4.25 percent, a 15-year jumbo (over $726,525) at 4.50 percent and a 30-year jumbo at 4.75 percent. What I think: Mortgage rates are dropping like a lead balloon..

Is A High Interest Rate Good How low can they go: Mortgage rates fall again, enticing borrowers – High mortgage rates. in two years. But rates have dropped sharply over the last several months as the Federal Reserve halted hikes on 10-year Treasury bonds that drove last year’s mortgage rate.Bank Of West Mortgage Rates No down-payment, no problem: BoA underwriting $10B in subprime mortgages – Bank of America is giving out $10 billion in mortgage commitments to borrowers with non-traditional backgrounds at a series of events across the country. The fixed-rate loans for 15- or 30-year terms.